Financing a scissor lift, boom lift or EWP

Hire, buy, or finance

The honest question with access gear isn't just buy or finance, it's whether to own at all. If you're hiring a scissor lift or boom every other week, that hire bill adds up, and a machine of your own, financed over the years it's working, usually comes out ahead. If you only need height a few times a year, hire probably still suits, and we'll tell you so rather than sell you a machine you don't need.

If it's your first unit, financing keeps your cash for the rest of the job. If you're adding to what you run, you already know the drill, so we get you an indicative figure and arrange it. Either way you're met where you are.

Rent or buy

There are three ways most businesses finance this gear, and the right one depends on how and when you want to own it. A Chattel Mortgage means the machine is yours from day one and you finance the purchase. Rent-to-Own spreads the cost as regular rentals with ownership at the end. A Lease keeps the repayments steady over a set term, which can suit a machine you plan to cycle. You don't pick the lender; you tell us the machine and the business, and someone from our team arranges the finance in the structure that fits.

What drives the repayment

Three things move the figure more than anything else: the price of the machine (ex-GST), the term you run it over, and the structure you choose. A large boom lift costs more to finance than a small electric scissor lift, and a longer term lowers the monthly figure while costing a little more overall.

We work from the machine price (ex-GST); the GST and the tax treatment are your accountant's territory. We won't put a rate or a total against it here, because the only figure worth acting on is the indicative one for your exact machine.

One unit or a fleet

If you're running more than one, the finance sits under the fleet the same way it does under a single machine, funded over the years each unit is earning. As the work grows and you add machines, they can go on the same picture rather than a fresh arrangement each time. Where access gear goes in alongside forklifts and materials handling, there's financing a forklift on the same picture.

There's no wrong time and no rush; the right moment is when the machine earns its place over what you'd otherwise spend hiring.

Who you'll deal with

You deal with a real person from our team, not a call centre and not a form that vanishes once you hit send. The same contact who arranges your finance is the one you can call when something comes up, before settlement and after. We compare the lenders so you don't have to, and we keep you in the loop in plain language the whole way through.