Equipment Finance — Ecolease
Equipment finance

Get the equipment your work needs. We’ll sort the finance.

Printers, vehicles, plant, kitchens, fit-outs, clean-tech, if it earns its keep in a business, we can finance it. Tell us what you’re buying and you’ll have an indicative figure in minutes. The final rate comes after we look at the deal. We’ll never dress up a number as more certain than it is.

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An indicative figure in under two minutes, answered on screen.

What your quote shows

An indicative finance figure

EquipmentYour asset
Term12–84 months
Deposit (Rent-to-Own)None
Final payment to own~ one month’s rental
Indicative monthly · GST shown separately

An indicative figure in minutes, a team member the whole way through.

Indicative only: your figure depends on the equipment, the term, and a quick credit check. You’ll see it the moment you tell the Assistant what you’re buying. Nothing’s locked until you accept.

What you can finance

If it earns its keep, it can be financed.

Equipment finance covers the gear a business runs on, new or used, from a single tool to a full fit-out.

Vehicles & transport

Utes, vans, trucks, trailers, refrigerated units.

Plant & Equipment

Excavators, generators, compressors, scaffolding.

Hospitality & kitchen

Combi ovens, coolrooms, coffee machines, fit-outs.

Medical & dental

Chairs, imaging, sterilisers, practice fit-outs.

Print & signage

Wide-format printers, laser cutters, vinyl plotters.

IT & office

Servers, point-of-sale, workstations, office fit-out.

Clean-tech

Solar, batteries, EV charging, efficiency upgrades.

Not on the list?

If it’s business equipment, ask, chances are we can do it.

Print & Signage
Print & SignageThe gear doing the workPrinters, engravers, cutters, software - everything to keep the print-shop printing
Hospitality & kitchen
Hospitality & kitchenService in full swingOvens, coolrooms, the gear behind the counter
Medical & professional
Medical & professionalThe equipment a practice runs onChairs, imaging, sterilisers, fit-outs
Three ways to structure it

Same equipment, different ways to pay for it.

Which one suits you comes down to cash flow, tax, and whether owning the asset outright matters. Here’s the plain version. Your team member will help you land on the right one.

Most common

Rent-to-Own

A rental that ends in ownership

A fixed monthly rental for a set term, then the equipment is yours for one final payment, about the size of a regular month. No deposit, so your working capital stays put. GST applies to the rentals, and the rental is usually a deductible business expense. No surprise at the end: the final payment is known from day one.

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Chattel Mortgage

An equipment loan: you own it from day one

You own the equipment from the start, with security held against it until it’s paid off. You can put money down, or leave a larger final payment (a “balloon”) to lower the monthlies, both optional. GST on the purchase is usually claimable up front rather than spread across payments. Often the pick when owning outright from the start matters to you.

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Lease

Use it now, decide at the end

A straight lease for a set term, with choices when it finishes: hand it back, extend, or buy it at an agreed figure. Useful for gear you may want to refresh rather than keep for good. Less common than the other two, but there when it fits the way you work.

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Tax treatment varies by structure and by your situation, worth a quick word with your accountant. Ecolease arranges finance; we’re not a tax adviser.

How it works

From “I need this” to “it’s settled.”

01

Tell us what you’re buying

By chat, by form, or by phone. The equipment, a rough price, a bit about the business. That’s enough to get started. You won’t be made to fill in your life story to see a number.

02

Get an indicative figure, in minutes

A real number to plan around. “Indicative” means exactly that: it’s not an approval yet, and we’ll always say so. No fast number ever gets dressed up as a done deal.

03

We match it to the right finance

We find the structure and the finance that fit your deal, not whatever one balance sheet happens to offer that week.

04

Quick application and ID

The detail needed to assess the deal. Haven’t got your licence or Medicare card on you? Pick it up later. We’ll hold your place rather than make you start again.

05

Approved, signed, settled

Approval comes from the credit check; once it’s through, most deals settle within a day or two. Funds go to the supplier, the equipment ships, and you get back to work.

No fine-print games

What we’ll always be straight about.

Trust is the whole job. These are the things we say plainly, every time, not buried in a footer.

Indicative isn’t approved

Every early figure carries that line. The final rate comes after a credit check. We won’t pretend a quote is a yes.

We arrange; the lender lends

Your relationship is with Ecolease; your contract is ultimately with the lender. You’ll always know which is which.

A “no” isn’t the end

If the first answer comes back no, we tell you why and what would change it, and often there’s another way through.

You pay us nothing up front

No deposit to Ecolease, no holding fees. Money only moves at settlement, never to us for the equipment itself.

GST is shown, not hidden

GST is set out clearly on every quote, and it works differently by structure. We’ll point you to your accountant for the rest.

Approved still isn’t settled

A yes can still need ID, signatures, and the supplier invoice before funds move. We’ll tell you exactly where the deal stands.

Start whichever way suits you

Ready when you are.

Talk to the Assistant
2-min chat · indicative range now
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We’ll get back to you as soon as possible.
Talk to a team member
Straight to a person · 1300 322 092