Wide-format printer finance for a print or sign shop

Rent or buy, in plain terms

There are three ways most shops finance a machine like this, and the right one comes down to how and when you want to own it.

Rent-to-Own spreads the cost as regular rentals and you own the printer at the end. It suits a shop that wants a lower commitment up front and a clear path to owning the machine outright.

A Chattel Mortgage means the printer is yours from day one and you finance the purchase. It's the common choice when you want the machine on your books as owned from the start.

A Lease keeps the repayments steady over a set term, and at the end you can look at renewing onto newer gear or moving on. It suits a shop that likes to stay on current machines.

You don't pick the lender for any of these. You tell us about the machine and the shop, and someone from our team compares lenders and arranges the finance in the structure that fits, usually on better terms than going direct.

What drives the repayment

Three things move the figure more than anything else: the price of the machine (ex-GST), the term you run it over, and the structure you choose. A longer term lowers the monthly figure but costs a little more across the life of the finance, and a newer or higher-spec machine costs more to finance simply because it costs more to buy.

We work from the machine price (ex-GST), because that's how the finance is calculated. The GST and the way it's all treated at tax time are your accountant's territory, and they'll walk you through how it sits for your business. What we won't do on this page is put a rate or a total against it, because the only figure worth acting on is the indicative one for your exact machine.

Financing the whole setup as one deal

A wide-format printer rarely arrives on its own. There's usually the laminator, the cutter, the RIP software and the install to think about, and it's often cleaner to finance the whole workflow together than piece by piece. Tell us what the full setup looks like and we'll work out the best way to fund it as one facility.

If it's mainly the finishing side you're building out, there's more on financing a laminator and cutter as one deal.

When to upgrade

Most print and signage shops re-equip on a three-to-five-year cycle, as the work changes and the machines that run it move on. There's no rush and no wrong time; the right moment is simply when a new machine earns its place in the shop.

When you're weighing an upgrade, the same people who set up your last facility can talk it through and give you an indicative figure for the machine you're looking at, so the decision sits on real numbers rather than a hunch.

Who you'll deal with

You deal with a real person from our team, not a call centre and not a form that vanishes once you hit send. The same contact who arranges your finance is the one you can call when something comes up, before settlement and after.

We compare the lenders so you don't have to, and we keep you in the loop in plain language the whole way through.