From a single ute to the whole fleet. We’ll sort the finance.
Utes, vans, trucks, trailers, refrigerated units, new or used, from a dealer or a private sale. Business vehicles, not personal car loans. Tell us what you’re buying and you’ll have an indicative figure in minutes. The final rate comes after we look at the deal. We’ll never dress up a number as more certain than it is.
An indicative figure in under two minutes, answered on screen.
An indicative finance figure
An indicative figure in minutes, a team member the whole way through.
Indicative only: your figure depends on the vehicle, the term, and a quick credit check. You’ll see it the moment you tell the Assistant what you’re buying. Nothing’s locked until you accept.
If it earns its keep on the road, we can finance it.
Business vehicles of just about any kind, new or used, bought from a dealer or privately, one at a time or a whole fleet.
Utes & light commercial
Single and dual-cab utes, drop-sides, tray tops.
Vans & couriers
Cargo vans, delivery vans, last-mile fleets.
Trucks & prime movers
Rigids, prime movers, tippers, curtain-siders.
Trailers
Box, flat-top, car carriers, dog trailers.
Refrigerated & temp-controlled
Reefer vans, freezer bodies, insulated units.
Buses & people movers
Minibuses, charter, courtesy and shuttle vehicles.
Fleet
A second vehicle or a whole yard, on one facility.
Not on the list?
If it’s a business vehicle, ask, chances are we can do it.
Same vehicle, different ways to pay for it.
Which one suits you comes down to cash flow, tax, and whether owning the vehicle outright matters. Here’s the plain version. Your team member will help you land on the right one.
Rent-to-Own
A fixed monthly rental for a set term, then the vehicle is yours for one final payment, about the size of a regular month. No deposit, so the cash stays in the business. GST applies to the rentals, and the rental is usually a deductible business expense. The final payment is known from day one, no balloon surprise at the end.
See this as a figure →Chattel Mortgage
You own the vehicle from the start, with security held against it until it’s paid off. Put money down, or leave a larger final payment (a “balloon”) to trim the monthlies, both optional. GST on the purchase is usually claimable up front rather than spread across payments. Often the pick for fleet, and when owning outright from the start matters.
See this as a figure →Lease
A straight lease for a set term, with choices when it finishes: hand it back, extend, or buy it at an agreed figure. Handy for vehicles you’ll want to refresh on a cycle rather than keep for good. Less common than the other two, but there when it fits the way you run.
See this as a figure →Tax treatment varies by structure and by your situation, worth a quick word with your accountant. Ecolease arranges finance; we’re not a tax adviser.
From “I need this” to “it’s on the road.”
Tell us what you’re buying
By chat, by form, or by phone. The vehicle, a rough price, a bit about the business, and whether it’s a dealer or a private sale. That’s enough to get started.
Get an indicative figure, in minutes
A real number to plan around. “Indicative” means exactly that: it’s not an approval yet, and we’ll always say so. No fast number ever gets dressed up as a done deal.
We match it to the right finance
We find the structure and the finance that fit your deal, whether it’s one ute or a fleet on a single facility.
Quick application and ID
The detail needed to assess the deal. Haven’t got your licence or Medicare card on you? Pick it up later. We’ll hold your place rather than make you start again.
Approved, signed, settled
Approval comes from the credit check; once it’s through, most deals settle within a day or two. Funds go to the dealer or seller, and you’re on the road.
What we’ll always be straight about.
Trust is the whole job. These are the things we say plainly, every time, not buried in a footer.
Business vehicles, not personal
We finance vehicles that work for a business: the ute, the van, the truck. We don’t do personal car loans, and we’ll tell you straight if yours isn’t a fit.
Indicative isn’t approved
Every early figure carries that line. The final rate comes after a credit check. We won’t pretend a quote is a yes.
We arrange; the lender lends
Your relationship is with Ecolease; your contract is ultimately with the lender. You’ll always know which is which.
A “no” isn’t the end
If the first answer comes back no, we tell you why and what would change it, and often there’s another way through.
Money only moves at settlement
No deposit to Ecolease, no holding fees. Funds go to the dealer or seller at settlement, never to us for the vehicle itself.
Approved still isn’t settled
A yes can still need ID, signatures, and the supplier invoice before funds move. We’ll tell you exactly where the deal stands.