Common questions — Ecolease
Common questions

Straight answers, no jargon.

Short, honest answers to the things people ask before they commit. If something here doesn’t cover it, ask a real person, that’s what we’re here for.

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About Ecolease
Who is Ecolease, and who am I dealing with?
We’re a finance brokerage firm. That means we don’t lend the money ourselves, we find the right finance for you and arrange it with a lender, then stay with you through to settlement. You deal with a real person from our team, the same one, start to finish.
Are you the lender?
No. We arrange the finance; the lender lends it, and your contract is ultimately with the lender. Our job is to find you the right structure and the right finance, and to go in to bat for you to get the deal across the line.
Getting a figure
What’s an indicative quote?
A real, honest figure showing what your repayments could look like, worked out in under two minutes. It isn’t an approval, think of it as a clear, reliable starting point for planning, before a team member takes it forward.
What does subject to credit assessment mean?
Before any finance is confirmed, the lender looks at the details and decides whether to approve it and on what terms. So an indicative quote shows you where you’d likely stand, and the final word comes after that assessment. Nothing’s locked in until then, which is normal for any finance.
How long does it take?
You can have a real indicative figure in under two minutes through our AI Assistant. From there a team member picks it up and works with you, and how long the rest takes depends on the deal and the paperwork. We keep you in the loop the whole way.
What does it cost? Are there fees?Being finalised
This one’s being finalised with our team. Ask us in the meantime and we’ll talk you through it plainly.
What, and who for
What can I finance?
Equipment, vehicles, clean-tech and energy gear, and cash-flow or working-capital finance to keep the business moving. If you’re not sure whether something fits, ask us, we’ll tell you straight.
I’m new to this. Can you help a newer or smaller business?
Yes. We work with businesses of all sizes and stages, including ones arranging finance for the first time. There’s no jargon to wade through, you tell us what you’re after in plain terms and we walk it with you.
The process
What does the AI do, and when do I talk to a person?
The Assistant does the legwork, it gets you a real indicative figure fast, any time of day. The moment it’s worth a human conversation, a team member takes over and does right by you, and that same person stays with your deal.
What do I need to get started?
Not much. Roughly what you’re looking to finance and about how much, plus your business details when you’re ready. Start with the Assistant and fill in the rest as you go.
What happens after I get an indicative figure?
A team member reviews it with you, talks through the options, and takes it forward with the lender. We never move ahead on your behalf without that conversation first.
Worth asking
Should I lease or buy? What about tax?
Good questions, and the honest answer is they depend on your business. We’ll lay out plainly how the options differ and what each one means for you, and your team member will talk it through. For the tax side, your accountant is the right person, they know your full position. Tell us what you’re weighing up and we’ll help you see it clearly.
Your details
What happens to my details? Is my information safe?
Your licence and Medicare details are about as personal as it gets, and we look after them that way.

When you upload your ID, it travels over a secure connection and is encrypted the moment it arrives, so it can’t be read by anyone who shouldn’t see it. We keep it in protected storage that sits apart from our website, not on the site itself. Only the specialists looking after your finance can open it, and every time one of them does, that view is recorded. We don’t keep copies in inboxes or shared folders.
Still wondering?

Ask a real person, or just get a figure.

Start with the Assistant for a real indicative quote in under two minutes, or pick up the phone. A real person is never far away.

Call 1300 322 092