Financing a forklift or materials-handling equipment
A forklift or materials-handling equipment finances commercially, and the right structure depends on how hard it works and how long you'll keep it. What you repay each month comes down to the machine, its price, the term you choose and the structure that suits the operation. As a rough guide it tends to land in the mid hundreds a month, more for a larger or specialised unit, or a couple of hundred a week if that's how you budget. That's a ballpark, not a quote. You can get a real indicative figure for your exact machine in under two minutes, and someone from our team takes it from there.
First forklift: buy, rent, or finance
If it's your first forklift, financing keeps your cash for stock, staff and the growth that made you need the machine, rather than sinking it into the unit up front. If you're replacing a tired one or adding to what you run, you already know the drill, so we get you an indicative figure and arrange it without the hand-holding. Either way you're met where you are.
There are three ways most operations finance this gear. A Chattel Mortgage means it's yours from day one and you finance the purchase. Rent-to-Own spreads the cost as regular rentals with ownership at the end. A Lease keeps the repayments steady over a set term, which can suit a unit you plan to cycle. You don't pick the lender; you tell us the machine and the operation, and someone from our team arranges the finance in the structure that fits.
What drives the repayment
Three things move the figure more than anything else: the price of the machine (ex-GST), the term you run it over, and the structure you choose. A larger, higher-lift or specialised unit costs more to finance than a standard warehouse forklift, and a longer term lowers the monthly figure while costing a little more overall.
We work from the machine price (ex-GST); the GST and the tax treatment are your accountant's territory. We won't put a rate or a total against it here, because the only figure worth acting on is the indicative one for your exact machine.
One unit or a small fleet
If you're running more than one, the finance sits under the fleet the same way it does under a single machine, funded over the years each unit is earning. As throughput grows and you add handling gear, it can go on the same picture rather than a fresh arrangement each time.
Where a forklift goes in alongside a work vehicle, there's financing a work ute or commercial vehicle, and for heavier transport there's financing trucks, trailers and transport.
Who you'll deal with
You deal with a real person from our team, not a call centre and not a form that vanishes once you hit send. The same contact who arranges your finance is the one you can call when something comes up, before settlement and after. We compare the lenders so you don't have to, and we keep you in the loop in plain language the whole way through.
Common questions
First forklift, should I buy, rent or finance?
Financing keeps your cash for the growth that made you need the machine. We'll talk the three structures through against how hard the unit will work and how long you'll keep it.
Can I finance a used forklift?
Yes. New or used, the indicative figure reflects the machine and the term.
Can I finance more than one?
Yes. A small fleet sits under the finance the same way a single unit does.
Do I need to find a lender myself?
No. We compare lenders and arrange it for you.
Ecolease arranges your finance. This quote is indicative, and any offer is subject to credit assessment and the lender's approval.
See your indicative figure for a forklift
A real indicative figure in under two minutes. Someone from our team takes it from there.
Get an indicative figure