Financing a production printer

Why finance a production press

A production press isn't an office copier, and it isn't priced like one. It's built to run documents, marketing collateral, books, and the personalised, transactional and short-run work that data print is all about, hour after hour, at a quality and speed a desktop machine can't touch. That's the machine that pays its way, because it earns by the click, day and night.

Financing it spreads the cost over the years it's actually printing, and keeps your working capital free for stock, staff and the jobs coming through the door rather than sinking it into the press up front. If it's labels specifically you're producing rather than sheets, there's financing a digital label printer.

Rent or buy

There are three ways most shops finance a press like this, and the right one comes down to how and when you want to own it. A Chattel Mortgage means the press is yours from day one and you finance the purchase. Rent-to-Own spreads the cost as regular rentals with ownership at the end. A Lease keeps the repayments steady over a set term, which can suit a shop that likes to stay on current-generation kit.

You don't pick the lender. You tell us about the press and the shop, and someone from our team compares lenders and arranges the finance in the structure that fits, usually on better terms than going direct.

What drives the repayment

Three things move the figure more than anything else: the price of the press (ex-GST), the term you run it over, and the structure you choose. A serious production machine costs more to finance than a light one, simply because it costs more to buy, and a longer term lowers the monthly figure while costing a little more across the life of the finance.

We work from the press price (ex-GST); the GST and the tax treatment are your accountant's territory. We won't put a rate, a click-rate or a total against it on this page, because the only figure worth acting on is the indicative one for your exact press.

Financing the press and its finishing on one deal

A press rarely lands on its own. On the document side there's the finishing that turns printed sheets into the finished job: a folder, a booklet maker, a binder, a guillotine. It's cleaner to finance the press and its finishing together on one facility than to chase a separate arrangement for each piece.

This is the document-finishing that pairs with a production press, the bindery end of the shop. If your finishing is the signage kind instead, laminators and vinyl cutters, that's a different setup, and there's more on financing signage finishing gear; and if you run wide-format signage alongside the press, there's financing a wide-format printer. Tell us what your line looks like and we'll fund it the cleanest way.

Who you'll deal with

You deal with a real person from our team, not a call centre and not a form that vanishes once you hit send. The same contact who arranges your finance is the one you can call when something comes up, before settlement and after. We compare the lenders so you don't have to, and we keep you in the loop in plain language the whole way through.