Finance that cultivates Australia’s ag-tech future

We help Australian farms, agribusinesses and regional enterprises invest in innovation across the five key ag-tech sectors.

From precision farming and robotics to alternative proteins and smart supply-chains — agritech is transforming how Australia grows, harvests and delivers food and fibre. Ecolease makes it easy to invest in the technology you need today without a large upfront cost, so you can boost productivity, reduce risk, and stay at the cutting edge of sustainable agriculture.

Precision & Digital Farming

Optimise every hectare with data-driven decisions

Precision and digital farming technologies — such as soil sensors, drones, satellite imagery, IoT platforms and integrated farm-management systems — allow growers to make smarter decisions, reduce input waste and increase yields. Australia is positioned at the forefront of this shift, with a strong research base and adoption of advanced solutions.

With Ecolease finance you can spread the cost of these new technologies across manageable repayments, preserve working capital and start realising operational efficiencies immediately.

Smart Machinery & Robotics

Automated equipment that moves your farm ahead

Robotics, automation, driver-assist harvesters, autonomous tractors and advanced implements are reshaping how work happens in paddocks and sheds. These technologies help reduce labour constraints, improve consistency and address Australia’s variable climate.

Ecolease helps you invest in the latest ag-machinery with flexible finance structures that align repayments to production cycles, so you don’t tie up capital while the machine is working for you.

Controlled-Environment & Vertical Agriculture

Year-round production. Less weather risk.

Controlled-environment agriculture (CEA) — including greenhouses, vertical farms and indoor-growing systems — provides premium produce, tighter bio-security, efficient input use and location flexibility. These systems are increasingly relevant in Australia’s diverse climate zones.

Finance via Ecolease means you can upgrade to or build out CEA systems without a large upfront investment, enabling you to scale operations or diversify production with confidence.

 

Alternative Proteins, Biotech & Bio-Inputs

The next frontier of food systems starts here

Biotechnologies, alternative proteins, precision breeding, microbial soil-health products and bio-inputs are accelerating the shift to more sustainable agriculture. These innovations drive resilience, new markets and premium value chains.

Ecolease supports agribusinesses adopting these high-value technologies by enabling structured repayment plans that align with growth and commercialisation timelines.

 

Smart Supply-Chain, Traceability & Agri-Logistics

Connect the farm to market with intelligence

Supply-chain digitalisation, blockchain traceability, remote monitoring of cold-chains and logistics automation are transforming how produce moves from paddock to plate. Australia’s ag-tech ecosystem is rapidly delivering solutions to meet global food-safety and sustainability demands.

With Ecolease finance you can invest in the infrastructure and systems that underpin these advanced value-chains — without compromising cashflow or growth capital.

Why Choose Ecolease for Agtech Finance

Flexible terms. Fast approvals. Growth-focused structure.

  • Bite-sized buy-in: Spread the cost of ag-technology while preserving working capital
  • Sweet-spot approvals: Simple documentation and rapid decisioning — letting you act quickly when the opportunity arises.
  • Cash-flow alignment: Structure repayments to suit seasonal or production cycles in agriculture.
  • Tax and incentive aware: We help you structure lease or finance to optimise tax deductions, depreciation and grant or rebate eligibility.
  • Application ready: Use our vendor calculator and online application to give your customers clarity, speed and confidence.

Benefits for Farms, Agribusinesses & Regional Enterprises

Invest in the future of your operation — without tying up capital today.

For primary producers and agribusinesses, adopting the right equipment and systems is no longer optional. It’s essential for productivity, sustainability and competitiveness. By partnering with Ecolease, you can:

  • Access the latest ag-tech and commercialise sooner.
  • Mitigate upfront risk and preserve cashflow.
  • Leverage tax and depreciation advantages..
  • Position your enterprise for future growth, export readiness and supply-chain resilience.

Maximise rebates and incentives for your clean energy investment

Government schemes like Small-scale Technology Certificates (STCs), Large-scale Generation Certificates (LGCs), and state-based rebates can significantly reduce the cost of renewable energy projects. We help you combine these benefits with finance solutions for the best possible ROI.

Tax Benefits

Check out the benefits to businesses, schools and councils in financing clean technology.

Rebates

Instant asset write-off, depreciation benefits

STC's

Lower cost of solar and small-scale renewables

LGC's

Offset large-scale renewable investments

Agritech Finance FAQ & How It Works

How agritech finance works and what it means for you

Financing options

Rent-to-own, finance lease, chattel mortgage — each with different ownership, tax and cashflow implications.

Tax & depreciation

Rental payments may be fully tax deductible; chattel mortgage allows depreciation + interest claims; immediate write-off eligibility may apply.  

Approval criteria

Fast decisions; for many applications up to a certain size minimal financial statements are required.

Application process

Simple online form, dedicated liaison, integration into vendor sales process.

End of term

Ownership, upgrade pathway or refinance options — helping you stay current or scale further.

Our panel of lenders

Equipment, Vehicles
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Get a Quote

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EQUIPMENT FINANCE

Enquire Now

Tell us a bit about your Clean Tech finance needs below and one of our finance specialists will get back to you.

On-the-Spot Sales

The finance solutions at Ecolease help equipment suppliers give their customers instant clarity on how, rather than if, they can afford new equipment. With flexible payment terms and options, as well as tax benefits – Ecolease makes it easy for your customers to buy from you.

Key Benefits for Your Business

  • Bite sized buy-in: Your customers want your equipment, but also need to preserve their cash. Offering finance solves both needs..
  • Sweet-spot approvals: Simple documentation and approval in 24 hours* without the requirement of financial statements for sums up to $100,000 Inc GST (*subject to credit criteria).
  • Enhanced customer relations: Our six monthly reports keep you abreast of your customers repayment cycle and potential equipment upgrade needs.
  • Simplicity and speed: We pride ourselves on how simple we make it for businesses to finance equipment.

Partnering with Ecolease, at no cost to your business, you receive:

  • An online repayment calculator to help give your customers clarity on what indicative weekly and monthly repayments will be.
  • An online application you can add to your website so that prospective customers can apply easily themselves.
  • A dedicated Ecolease sales liaison who will help your customers understand their finance options before they buy. That means that you can offer finance with confidence.
  • Point of sale documentation so you can close the sale right away (ask us how).

Key Benefits for Businesses

  • Tax Deductible Payments: Rental and lease repayments are usually treated as operating expenses, making them, potentially, 100% tax deductible.
  • Depreciation & Interest Claims: With rent-to-own or chattel mortgage, businesses may claim depreciation on the asset plus interest costs.
  • Instant Asset Write-Off: Depending on thresholds, businesses may be able to immediately deduct the cost of eligible assets.
  • Cashflow Friendly: Spread the cost over time while still enjoying lower energy bills and sustainability benefits today.

Key Benefits for Schools

  • Budget Alignment: Finance allows upgrades to fit within annual operating budgets instead of requiring large capital outlays.
  • Preserve Capital Funds: Lease green upgrades now and reserve capital for other school infrastructure projects.
  • Leverage Grants: Pair leasing with state or federal renewable funding for maximum impact.
  • Community Leadership: Demonstrate sustainability to students, parents, and the wider community.

Key Benefits for Councils

  • Cashflow Control: Fixed repayments fit neatly into annual budgets without draining reserves.
  • Future-Proof Assets: Finance allows councils to move early on EV charging, solar, or LED upgrades without waiting for long budget cycles.
  • Community Impact: Lead by example in the transition to clean energy.

Vendor Enquiry

We would love to be able to help you grow your sales through our Vendor Program offering. Tell us a bit about your business and we will get back to you soon.

Businesses

Australian businesses can generally access the following benefits when they lease or rent clean technology (e.g. solar, batteries, EVs, HVAC, LED lighting):

  1. Immediate Tax Deductions (Operating Lease / Rental)
    • Rental payments are treated as an operating expense, so the full monthly payment is usually 100% tax deductible.
    • This improves cashflow and reduces taxable income.
  2. Depreciation & Ownership (Chattel Mortgage / Hire Purchase / Rent-to-Own)
    • If structured as a rent-to-own or chattel mortgage, the business can claim depreciation on the asset (under ATO asset life rules) plus interest expenses.
    • Clean tech often qualifies for accelerated depreciation incentives, especially if linked to government programs.
  3. Instant Asset Write-Off (depending on thresholds)
    • Businesses may be able to claim an immediate deduction for eligible clean tech assets if they fall under the government’s instant asset write-off scheme (thresholds vary year to year).

Schools

Most schools in Australia (especially non-government schools) operate as not-for-profits, so the direct tax benefits are limited compared to businesses. However, they still gain advantages:

  • Budget-Friendly Rentals: Leasing allows schools to spread the cost across operating budgets rather than requiring a large capital outlay.
  • Preserve Capital Works Funds: By renting or leasing, schools can keep their capital reserves for other building projects while still upgrading to sustainable technology.
  • Grants & Rebates: Many state and federal programs offer specific funding and rebates for renewable upgrades in schools, which can be combined with finance.

In short: less about tax deductions, more about cashflow + access to funding.

Councils

Councils are also generally tax-exempt, but leasing clean tech still delivers:

 

  • Cashflow Management: Finance avoids tying up ratepayer funds in a lump sum payment.
  • Predictable Budgeting: Fixed rental/lease payments can be aligned with annual budget cycles.
  • Access to Green Loans: Some state programs offer councils low-interest or incentive-backed finance for renewable projects.
  • Community Impact: Even without tax deductions, councils benefit reputationally by demonstrating leadership in sustainability.